For Salaried or Hourly Wages Borrowers

• Last Two Years W-2
• Two Most Recent Pay Stubs in Last 30 Days
• Last Three Months Bank Statement
• Appraisal Fee in the Form of Money Order, Certified Funds or Cash Payable to Appraiser
• Copy of Deed
• Copy of Prior Title Insurance Policy
• Copy of Current Homeowner's Insurance Policy
• Copy of Current Flood Insurance Policy when Applicable

For Self Employeed Borrowers

Same as above except Income Documents which should be as follows:

• Last Two Year Complete Tax Returns including Schedule A, B, C, E, 1120, 1120S when applicable.
• Year to Date Financial Statement
• Year to Date P&L (Profit & Loss)